What is Bitpanda?
Bitpanda is a European investment platform founded in Vienna in 2014 that lets you buy, sell and hold crypto, stocks, ETFs and precious metals in one app. It says it has more than 7 million users, holds licences from the FMA in Austria and BaFin in Germany, and obtained a MiCA licence in 2025. You can start with as little as €1, as shown on the official Bitpanda website.
Here are the key facts about Bitpanda (checked against the official Bitpanda website in October 2026).
| Item | Bitpanda |
|---|---|
| Founded | 2014, Vienna (Eric Demuth, Paul Klanschek, Christian Trummer) |
| Users | 7+ million |
| Licences | FMA (Austria), BaFin (Germany); MiCA licence (2025) |
| Crypto | 650+ cryptocurrencies |
| Stocks and ETFs | 10,000+ stocks, ETFs and ETCs, €1 fee per trade |
| Precious metals | Physically backed gold and silver |
| Minimum trade | From €1 |
| Deposits | Fee-free |
Bitpanda is built for European investors and operates under EU crypto rules, so its services and payment methods are mainly aimed at users in Europe. It is a platform for investing rather than a leveraged CFD broker, which means you own the assets you buy. You can check whether Bitpanda is available in your country on the Bitpanda sign-up page.
＼Invest from €1／
Bitpanda regulation and security
Bitpanda holds a wide set of European licences. It is licensed by the Austrian Financial Market Authority and Germany’s BaFin, added licences in Germany, France and Italy in 2023, and says it was the first major crypto firm to obtain a MiCA licence, in 2025. Its security approach includes keeping funds in offline wallets and ISO 27001 certification, as described on the Bitpanda security page.
Here is a summary of Bitpanda’s licences and security measures (checked in October 2026).
| Item | Details |
|---|---|
| Austria | Licensed by the FMA (Bitpanda GmbH) |
| Germany | Licensed by BaFin |
| EU | MiCA licence obtained in 2025; MiCAR compliant across the EU |
| Custody | Funds secured in offline wallets |
| Certification | ISO 27001 |
For crypto investors, this level of regulation is a major advantage over offshore exchanges that operate without EU oversight. It also means Bitpanda follows strict identity checks and may not be available to users outside its supported regions. You can review the requirements when you register on the Bitpanda sign-up page.
What Bitpanda does well
Bitpanda’s strength is breadth in a simple app: crypto, stocks, ETFs and precious metals sit side by side, so you can build a diversified portfolio in one place. Stocks and ETFs cost €1 per trade, including fractional shares, and you can set up savings plans to invest automatically. Support is available 24/7, 365 days a year, as listed on the Bitpanda website.
Here are the strengths Bitpanda highlights, summarised in plain terms.
| Strength | What it means for investors |
|---|---|
| Many assets | 650+ cryptos and 10,000+ stocks, ETFs and ETCs |
| Low entry | Invest from €1, including fractional shares |
| Savings plans | Automatic regular investing |
| Precious metals | Physically backed gold and silver |
| Regulation | FMA, BaFin and a MiCA licence |
| Support | 24/7, 365 days a year |
This makes Bitpanda well suited to long-term investors in Europe who want to combine crypto with traditional assets. Active traders looking for leverage or advanced order types will find it limited, since it is an investment platform rather than a margin broker. You can open an account and explore the app on the Bitpanda sign-up page.
＼650+ cryptos and 10,000+ stocks／
Bitpanda products and fees
Bitpanda offers crypto, stocks, ETFs, ETCs and precious metals, and lets you buy, sell and swap digital assets 24/7. Stock and ETF trades cost €1 each, deposits are free, and the smallest trade is €1. The main pages do not list a separate crypto trading fee, so compare the buy and sell prices shown in the app before you trade, starting from the Bitpanda price pages.
Here is an overview of Bitpanda’s products and published fees (checked against the official website in October 2026).
| Product | Details |
|---|---|
| Cryptocurrencies | 650+, buy, sell and swap 24/7 |
| Stocks, ETFs and ETCs | 10,000+, €1 per trade, fractional shares |
| Precious metals | Physically backed |
| Savings plans | Regular automatic investing |
| Deposits | Fee-free |
| Minimum trade | €1 |
Bitpanda’s main pages do not publish a fixed crypto trading fee, so the clearest way to judge the cost of an order is the buy and sell price shown before you confirm it. That makes it harder to compare with exchanges that list a separate percentage fee. You can check the exact prices for each asset after logging in to the Bitpanda app.
Bitpanda promotions
Bitpanda does not advertise large sign-up bonuses on its main pages, and its main incentives are fee-free deposits and low minimums. It focuses on long-term features such as savings plans and fractional shares rather than one-off rewards. Our sister site FXBonus tracks Bitpanda promotions when they appear, and current offers are shown on the Bitpanda website.
Here is what Bitpanda offered on its official website in October 2026.
| Offer | Details |
|---|---|
| Fee-free deposits | No fee on deposits |
| Low minimum | Trade from €1 |
| Fractional shares | Buy part of a share for €1 per trade |
| Savings plans | Invest automatically at regular intervals |
If a referral or seasonal promotion is offered to you, check its conditions in the app before taking part. For most users, the low fees on stocks and the €1 minimum are the practical benefits. You can start investing after signing up on the Bitpanda sign-up page.
＼Fee-free deposits／
Crypto at Bitpanda
Bitpanda offers more than 650 cryptocurrencies that you can buy, sell and swap at any time of day. Because you own the coins rather than trading CFDs, you can hold them long term or move between assets inside the app. Funds are kept in offline wallets for security, as described on the Bitpanda cryptocurrencies page.
Bitpanda’s MiCA licence means its crypto services follow the EU’s common rules, which is a strong point for European investors. Our sister site CryptoArmy reviews Bitpanda in more detail for crypto-focused readers. You can buy your first crypto from €1 after registering on the Bitpanda sign-up page.
bestfx verdict on Bitpanda
Bitpanda is a strong choice for European investors who want a regulated, easy-to-use platform for crypto, stocks, ETFs and metals in one place. Its MiCA licence, FMA and BaFin oversight and offline storage give it a stronger regulatory footing than many crypto platforms. It is less suited to traders who want leverage or to users outside its supported regions, so check availability on the official Bitpanda website.
Here is a summary of the pros and cons of Bitpanda.
| Points | |
|---|---|
| Pros | Founded in 2014; FMA, BaFin and MiCA licences; 650+ cryptos; 10,000+ stocks and ETFs at €1 per trade; fee-free deposits; 24/7 support |
| Cons | Mainly for European users; no leverage or CFD trading; crypto trading fees not listed on the main pages |
We suggest Bitpanda for investors who want to build a long-term portfolio mixing crypto and traditional assets. If you want leveraged crypto CFDs instead, a forex broker with crypto CFDs is a better fit. Opening an account is free on the Bitpanda sign-up page.
＼Free account opening／
Bitpanda FAQ
Is Bitpanda regulated?
Yes, Bitpanda is licensed by the FMA in Austria and BaFin in Germany, and it obtained a MiCA licence in 2025. It also secured licences in Germany, France and Italy in 2023. The details are available on the Bitpanda website.
How much do I need to start on Bitpanda?
You can trade from €1, and deposits are free. Stocks and ETFs cost €1 per trade, including fractional shares. You can open an account on the Bitpanda sign-up page.
How many cryptocurrencies does Bitpanda offer?
Bitpanda offers more than 650 cryptocurrencies that you can buy, sell and swap 24/7. It also offers 10,000+ stocks, ETFs and ETCs and physically backed precious metals. The full list is on the Bitpanda price pages.
Does Bitpanda offer leverage?
No, Bitpanda is an investment platform where you own the assets you buy, rather than a leveraged CFD broker. This makes it simpler and lower risk for long-term investors. You can see all available products in the Bitpanda app.
Facts on this page were checked against the official Bitpanda website in October 2026.
